Crypto Cards with Apple Pay
Spend crypto seamlessly via Apple Pay. These cards integrate directly with your iPhone for tap-to-pay convenience.
Last updated: March 2026 · 7 cards match this category
Using Crypto Cards with Apple Pay: What Actually Works
Apple Pay integration means you can tap your iPhone or Apple Watch to pay at any contactless terminal — no physical card needed. This is particularly useful for no-KYC cards because you never have to carry a card with a name (or lack thereof) that might raise questions at a checkout counter.
Not all Apple Pay integrations are equal. Some cards like XKard provide instant provisioning — add the card to your Wallet app and start tapping immediately. Others require a physical card to be activated first, then let you add it to Apple Pay afterward. Virtual-only cards like SolCard skip the physical step entirely.
Privacy with Apple Pay is actually better than physical card swipes. Apple Pay generates a unique Device Account Number and transaction-specific dynamic security codes. The merchant never sees your actual card number. Combined with a no-KYC card, this creates a strong privacy layer for everyday purchases.
Related Guide
No-KYC Crypto Cards with Apple Pay →Deep-dive article with detailed comparisons, tips, and FAQ
Top 3 Compared
| Feature | XKard | SolCard | Laso Finance |
|---|---|---|---|
| Tier | Gold | Gold | Silver |
| KYC Level | No KYC | No KYC | Minimal KYC |
| Supported Crypto | USDT | SOL, USDT, USDC | USDT, USDC, BTC, ETH |
| Networks | BEP20, TRC20 | Solana | ERC20, BEP20, TRC20 |
| Spend Methods | Visa, Mastercard, Apple Pay, Google Pay | Virtual Card, Apple Pay, Google Pay | Visa, Apple Pay |
| Reload Fee | 4.5% Essential, 3.5% Premium, 2.3% Whale | 5% top-up fee | 3-5% depending on method |
| Annual / Monthly Fee | $108/yr (Essential), $228/yr (Premium), $588/yr (Whale) | None | $9.99/month |
| Foreign TX Fee | 8-10% combined cross-currency | 2% foreign transaction fee | N/A |
| Monthly Limit | $100,000 (Whale) | Not specified | $25,000 |
| Physical Card | |||
| Apple Pay | |||
| Google Pay | |||
| Affiliate Program | 15% Lifetime reload fees | Tiered % Percentage of 5% deposit fee, tiered by volume | 10% First-year fees |
| Action |
All Matching Cards
XKard
High-volume spenders who want zero KYC and don't mind paying for premium plans
4.5% Essential, 3.5% Premium, 2.3% Whale
USDT
SolCard
Solana ecosystem users who want a quick virtual card with no KYC
5% top-up fee
SOL, USDT, USDC
Laso Finance
Users who want multi-crypto support with light verification
3-5% depending on method
USDT, USDC, BTC, ETH
COCA Card
Multi-chain users wanting low fees and high limits with light KYC
2.5% top-up fee
USDT, USDC, ETH, BTC
KAST
Users who need ATM access with crypto card spending
3.5% top-up fee
USDT, USDC
Bitget Wallet Card
Bitget ecosystem users wanting card functionality
2% top-up fee
USDT, USDC, BTC, ETH
Wirex
Long-term crypto holders who want maximum cryptoback rewards across 50+ coins and are OK with light KYC
0% in-app crypto-to-fiat exchange (OTC rates)
BTC, ETH, XRP, LTC, XLM, USDT, USDC, DAI, WXT, 50+ more
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